Navi: Loans & Health Insurance

Discover Financial Freedom with Navi – Your All-in-One Superapp

Looking for a comprehensive solution to manage your finances? Meet Navi, the financial superapp that caters to your diverse financial needs. From secure UPI payments and smart investments to instant loans and health insurance, Navi simplifies your financial journey.

1. Navi UPI – Fast & Secure Payments

Simplify money transfers with Navi UPI, approved by NPCI.

• Instantly send money anytime, anywhere.
• Pay bills, recharge, and shop online effortlessly.
• Scan and pay at stores or use Navi UPI Lite for PIN-free transactions.

2. Investments – Build Your Wealth

Grow your wealth with mutual funds and 24K digital gold.

Mutual Fund Features:

• Start investing with as little as ₹10.
• Explore domestic and international funds.
• Enjoy one of the lowest expense ratios in the market.

Gold Investment Features:

• Invest in 99.9% pure 24K digital gold.
• Begin with just ₹10 and secure your future.

Note: Mutual fund investments are subject to market risks. Read scheme-related documents carefully.

3. Navi Health Insurance – Your Health, Secured

Protect your family’s health with affordable coverage.

• Coverage up to ₹3 crore with premiums starting at ₹413/month*.
• Access cashless treatment at 12,000+ network hospitals.
• Paperless claim settlements in just 20 minutes.

4. Navi Cash Loans – Instant Funds Anytime

Need a financial boost? Navi offers cash loans up to ₹20 lakh.

• Competitive interest rates (up to 26% per annum).
• Flexible repayment tenure (3 to 84 months).
• Fully digital application with instant disbursal.

Example:
Loan Amount: ₹30,000 | APR: 12% | Tenure: 12 months
EMI: ₹2,800 | Total Payable: ₹33,600

5. Navi Home Loans – Make Your Dream Home a Reality

With Navi, buying a home is simple.

• Loan amounts up to ₹5 crore.
• Flexible tenures up to 30 years.
• Zero processing fees and up to 90% Loan-to-Value (LTV).
• Available in Bengaluru, Chennai, and Hyderabad.

6. Referral Program – Earn Rewards

Share Navi with friends and family and earn exclusive rewards for every successful referral.

Why Navi?

Navi is backed by Sachin Bansal and Ankit Agarwal, ensuring trust and innovation. From personal loans by Navi Finserv (RBI-regulated NBFC) to SEBI-approved mutual funds and IRDAI-registered health insurance, Navi adheres to strict regulatory standards to provide you with a safe and seamless experience.

Ready to simplify your financial life? Download the Navi app today and take charge of your finances with confidence!